I’ve Payment Protection Insurance to my existing Loan

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I’ve Payment Protection Insurance to my existing Loan

Re Payment protection insurance coverage is not any longer available with brand new loan requests. You would like to retain this cover – do not apply for a Personal Loan top up online if you already have payment protection insurance on your loan and. Please contact us on 1890 724 724 or + 353 1 771 5610 and an individual solution adviser shall process the job for you personally. Alternatively, you are able to use during your AIB that is local branch.

AIB Payment Protection Arrange is solely underwritten by London General insurance carrier Ltd and London General lifetime business Ltd. AIB Insurance Services Ltd is managed by the Central Bank of Ireland.

We have sent applications for a Loan within my branch/over the device and opted to perform ‘set up online’. Just What can I do now?

In the event that you sent applications for that loan via your branch or higher the device and opted to perform ‘set up online’, you’ll access the application through the “My Applications & Documents” tab on the “Apply Online” web page. From right here, your can see the status of one’s application for the loan in addition to down load and save your self all documentation relating to the application. When your application was provided for a loan provider for evaluation, we shall deliver you a text message to advise once a decision can be acquired.

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AIB Motor Finance

What kind of car lease can I make an application for?

You are able to submit an application for 2 several types of motor finance through AIB Web Banking


Brand New private Loan/Car Loan (Variable Interest) from €1,000 to €30,000 on the internet and as much as €75,000 in branch or over the device.

Hire buy (Fixed interest) from €10,000 to €60,000 in branch or higher the telephone

Full information on AIB motor finance choices can be located here.

What exactly is a motor auto loan and a Hire Purchase contract?

An auto loan is an adjustable price personal bank loan make it possible for the consumer buying an utilized or car that is new. Auto loans available from €1,000 to €75,000.

Hire Purchase permits the client to borrow cash at a set interest to get an used or new car. The financial institution keeps safety interest on the asset purchased until all repayments have now been made. The asset becomes the clients home whenever most of the instalments due were made & the purchase fee happens to be paid. Hire Purchase is for levels of €10,000 to €60,000.

Exactly how much may I submit an application for online, by phone or perhaps into the branch?

You can apply online for a automobile Finance Loan from €1,000 up to €30,000.

It is possible to submit an application for a auto loan for quantities from €1,000 as much as €75,000 in your branch or by phoning us on 1890 724 724.

It is possible to submit an application for Hire Purchase for quantities over €10,000, in branch, within the phone.

Complete details are available in the ‘How to Apply’ section here.

May I make an application for motor finance for just about any car brand new or utilized?

Yes you are able to submit an application for AIB Car Finance for either New or Used automobiles.

Over just just how a long time can we repay the automobile Finance?

You can easily repay your car or truck Loan from between 1 to 5 years.

It is possible to repay your Hire Purchase between 2 to five years for utilized cars or more to 6 years for brand new vehicles.

Whenever will i am aware your choice on my application?

We will endeavour to offer a choice on your car finance application instantly.

In case your application is introduced to the lending group for review you will get a choice within 3 business hours.

With your mobile phone number, we will text you once a decision is available (you can log into your AIB Internet Banking and select “My Application & Documents” under the “Apply& Open” menu to view the decision) if you applied online and you have provided us.

In the event that you requested a motor vehicle Finance facility within the branch, you are able to speak to your neighborhood branch or Relationship Manager after 3 company hours to test the status of the application.

In the event that you sent applications for an automobile Finance facility over the telephone, you are able to ring 1890 724 724 after 3 company hours to check on the status of one’s application.

Our business hours are 9am to 5pm Monday to Friday, excluding bank holiday breaks. Although we try to give you a choice within 3 company hours, this era can be extended for technical or other genuine reasons.

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